How many citi points

Citi does not impose a limit on the age of the added authorized user. Only add authorized users that you know and trust, as extra bonus points will not be worth debt, interest or late fees.

Not all ThankYou points or ThankYou points earning cards offer equivalent redemption options and value. However, cardholders can combine ThankYou points from different Citi credit card accounts, as long as all the accounts are owned by the same person. If self-service is preferred, points can be combined online through the Citi ThankYou Rewards website at thankyou.

Citi notes that once combining accounts is complete, the process is not easily reversed. This change centralizes all ThankYou points across the cardholder accounts that have been combined. This is useful if an individual cardholder does not have sufficient points in their account to complete a purchase or a transfer. Points sharing allows cardholders to send up to , points and receive up to , points per calendar year. Shared points have an expiration date of 90 days after they are received.

On the page, the process for sharing points is detailed. If you want to receive points, the other cardholder must initiate the share. To share points, you will need the first and last name of the account holder you want to share with, as well as a ThankYou Member Account Number or a Citi Account Number.

The Citi Account number is the checking account number or credit card number of the member you are sharing your points with. Once initiated, the points will be moved immediately. These sharing transactions can not be reversed, and the day expiration can not be extended. Due to the expiration, it is advised to not share points with another member until you have a specific redemption in mind.

Citi ThankYou points can be redeemed in many different ways. High value options include redeeming for travel through the ThankYou Rewards portal or transferring to a travel partner. Lower value options include redeeming for a statement credit or merchandise. When you hover over each heading, a dropdown menu appears with additional options for redemption. Points can be redeemed for travel, gift cards, cash back, Shop with Points, charitable contributions, payments to student loans and mortgages and transfers to travel partners.

The value of your redemption will vary depending on the redemption option you choose, as well as the type of card account you have. For example, if you have 10, points available for redemption, the value of your points will vary depending on how you use them. ThankYou points redeemed for gift cards, mortgages, student loans, charitable contributions and cash back are worth 1 cent each.

Using Amazon. While Amazon. When redeeming points for cash back or statement credit, each point is worth 0. ThankYou points transferred to travel partners are valued by Citi at 1 cent each, but the true value you get will vary. Prior to transferring points to travel partners, ensure there is availability for the redemption you plan to make. Points transfers can not be reversed, so ensure that all information is correct. That means that 1 ThankYou point is equivalent to 1 point with the airline or hotel loyalty program.

The process for transferring ThankYou points to travel partners is completed on the ThankYou Rewards travel page. Log into your ThankYou Rewards account and select a credit card that has points that are capable of being transferred to loyalty partners.

Each partner program has a brief summary and the current transfer ratio. Note: Citi has been known to offer points transfer bonuses, wherein the transfer ratio is increased from to Keep an eye out for these opportunities. Choice Hotels is a recent transfer partner and an interesting one because you can redeem at the radio of This could add up to some interesting hotel values.

Upon confirming availability, points can be transferred in 1, point increments. Most points transfers are completed instantly. You may have to log out and log back into your loyalty account after transferring to see the points added to your account. There are a few exceptions to instant transfers. Some mileage programs allow you to hold award tickets while you wait for points to transfer. On the next screen, you will enter your loyalty program information. Citi ThankYou points can only be transferred to loyalty program accounts that match the name of the primary cardmember.

If you want to transfer points to a loyalty account not owned by you, you will have to use the points sharing option. Select the number of points you wish to transfer. You must transfer in increments of 1, points. You can use the slider, or simply type in the number of points you wish to transfer. If you select a number that is not a multiple of 1,, the system will automatically round down to the nearest 1, increment.

You need to enter your loyalty program membership information twice. Ensure your loyalty program name matches the name on your credit card account. If you don't have enough points for a particular redemption, you can in some cases pay the difference in cash instead, which may end up being a better deal than buying points outright.

With a Citi ThankYou credit card, you may earn ThankYou points as long as your account is open and current. Unless your terms state otherwise, points typically expire within three years from the end of the year in which you receive them. For instance, some cards earn points in categories like restaurants, but your purchase may not qualify for the higher rewards rate if the restaurant is located inside a department store.

Point values can also range widely. In this article. Gift cards. Cash back or statement credits. Booking your travel through Citi. Transferring points to Citi's partner airline programs. Full list of Citi ThankYou transfer partners. Choice Hotels.

Eva Air. Malaysia Airlines. Qatar Airways. Singapore Airlines. Thai Airways. Turkish Airlines. Virgin Atlantic. Cash or cash-like redemptions. Cash back. Statement credit. Shop With Points program. Pay With Points. Online Bill Pay With Points. Transfer to Shop Your Way.

See here for more information. On a similar note Dive even deeper in Credit Cards. Explore Credit Cards. Get more smart money moves — straight to your inbox. Here are a few tips to find high-value transfer opportunities:.

Citi ThankYou points offer plenty of redemption options that can save you serious cash on your travels. They're particularly useful if you like to travel internationally, thanks to the diverse collection of airline transfer partners.

If you spend a little time checking out all the available redemptions, you're sure to find a good use for your points. Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He was born in California but currently lives as a digital nomad with a home base in Colombia. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.

The Motley Fool has a Disclosure Policy. The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. You can unsubscribe at any time. Advertiser Disclosure We do receive compensation from some partners whose offers appear on this page.

We have not reviewed all available products or offers. Compensation may impact the order in which offers appear on page, but our editorial opinions and ratings are not influenced by compensation. Search Icon Click here to search Search For. Credit Cards Top Picks. Banks Top Picks. Looking for a place to park your cash? Brokers Top Broker Picks. Robo Advisor and Crypto Picks. Mortgages Top Picks.

Insurances Auto Insurance. Loans Top Picks. Thinking about taking out a loan? Knowledge Knowledge Section. Recent Articles. The Ascent Best Credit Cards.

How do you earn Citi ThankYou points? Where can you redeem ThankYou points?